Be Canny with Cashflow

9 September 2022

In the race to have everything done before the Christmas closedown, make sure you take some time to look at your cash flow and plan for the new year.



January is a month with some key tax dates, with a lot of things falling due on 17 January, in particular. As well as the usual PAYE return dates, GST returns for both November and December are due in January. For many, January can also be a big month for provisional tax.


In December and early January, while many businesses can reap the seasonal retail reward, balance sheets can also show heavy expenses with gifts, entertainment, holiday pay, summer hiring, and penalty rates. If the Christmas closedown is followed by a lull in consumer spending, while your regular customers take a break on the beach, cash flow can slow to a trickle.


Make sure you can take a break yourself, without staying awake wondering how you’re going to pay for it. Plan ahead to make sure you’re covered. Contact us if you think cash flow will be tight and you’d like to talk through options for how to manage it best.

5 benefits of working with a business advisor

18 April 2026
As your accountants can do so much more than just the bookkeeping. We’ve outlined 5 key areas where we can offer deeper, business-critical advice and support.
Cow with black and white markings standing in a green field with a farm in the background.

Tips for Moving Day

17 April 2026
It's that time again and Moving Day is upon. Moving Day' is a big day in the farming industry. To help you with a smooth transition here are some tips: Early preparation Make sure sharemilker or contract milker contracts are signed. Plan a farm inspection with relevant parties (farm owner, incoming and outgoing sharemilkers, farm manager, advisor). Recruit and finalise employment agreements for new farm staff. Communicate plans and dates with everyone involved. Contact your insurer and utility providers. Farm owner responsibilities Make sure employees leave the houses clean and tidy. Carry out house inspections for maintenance. Comply with healthy home standards. Confirm departure and arrival times with tenants. Consider drug testing, if needed. Animal movements and biosecurity Plan animal movements carefully. Clean and disinfect farm equipment and machinery. Minimise the risk of introducing exotic pests. About 5,000 farmers do this every year. Talking clearly and planning well makes this important farming tradition go smoothly.
Farm finance: What to know before (and after) you borrow

Farm finance: What to know before (and after) you borrow

6 April 2026
Interest rates are always moving, but agricultural loans in New Zealand often come with tighter conditions and higher interest rates.
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To discuss all your account matters please call us on 09 438 1001

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